TIPS
Local know-how for San Diego — where to go, what it costs, what trips people up — checked against the agency, the dataset or the law that decides it, and dated so you can see how fresh it is.
17 tips · showing 16–17
How big is the earthquake risk in San Diego, and do I need earthquake insurance?
Real but slow-moving: the Rose Canyon fault runs right under La Jolla, Old Town, downtown and Coronado and is capable of about a magnitude 6.9 quake, which it produces on average every ~700 years; standard homeowners and renters policies don't cover earthquake damage, so coverage means a separate policy, usually through the California Earthquake Authority.
Local faultRose Canyon
California law requires sellers to disclose flood, fire, and earthquake zones
Yes — under California Civil Code §1103.2, sellers must give you a Natural Hazard Disclosure Statement covering flood, fire, and earthquake fault zones before you close. It's required, and it doesn't quantify the risk.
