Where military families live in San Diego, base by base
Near 32nd Street: National City and Chula Vista. North Island: Coronado, Imperial Beach. Miramar: Mira Mesa, Scripps Ranch. Pendleton: Oceanside. Coastal ZIPs cost more; inland trades rent for drive time.
- Major sites
- 8
- Cheapest 2BR FMR
- $2,220
- Coronado 2BR FMR
- $4,230
- Coronado bridge
- 2.1 mi
Navy, Marine Corps and Navy Medicine
National City 91950, HUD FY2027
ZIP 92118, HUD FY2027
Toll-free since June 2002
The short version
- This guide maps eight major Navy, Marine Corps and Navy Medicine sites, from Naval Base San Diego on 32nd Street to Camp Pendleton's main gate on Vandegrift Boulevard in Oceanside.
- HUD's FY2027 fair market rent for a 2-bedroom, effective October 1, 2026, runs from about $2,220 in National City (91950) to about $4,230 in Coronado (92118).
- National City is about 2 miles from the 32nd Street base; Mira Mesa is about 3 miles from MCAS Miramar.
- Liberty Military Housing runs on-base family neighborhoods including Chollas Heights, Silver Strand I and II, NAS North Island and several Miramar communities.
- At Camp Pendleton, about 27% of military family members live on base and 73% live off base, per Military OneSource.
This is the starting point for a PCS (Permanent Change of Station) move to San Diego. It maps the eight main installations, lists the neighborhoods families tend to pick for each one, and links to a full guide per base. Distances are driving miles from route planners and are approximate. Rents use HUD's Fair Market Rents, not asking rents, so you can compare areas on the same yardstick before you check your BAH (Basic Allowance for Housing).












Navy
Marine Corps
Medical
Pins are approximate and placed at each installation's published address or main gate. Sources: Military OneSource, Naval Medical Center San Diego, MCRD Museum Foundation, Military.com, checked October 5, 2026.
See these on the full San Diego map| Base | Neighborhoods families pick | About how far | Full guide |
|---|---|---|---|
| Naval Base San Diego (32nd St) | National City, western Chula Vista, Imperial Beach, La Mesa | 2 mi, 5 mi, 9 mi, 10 mi | 32nd Street guide |
| NAS North Island + NAB Coronado | Coronado, Imperial Beach, Chula Vista, downtown | Gate is in Coronado; IB and Chula Vista about 10 mi; downtown about 5 mi | North Island guide |
| Naval Base Point Loma | Point Loma, Ocean Beach | Same peninsula | Point Loma guide |
| MCAS Miramar | Mira Mesa, Scripps Ranch, Santee | 3 mi, 4 mi, 16 mi | Miramar guide |
| MCRD San Diego | Point Loma, Clairemont | Point Loma is next door; Clairemont about 7 mi | Graduation guide |
| Camp Pendleton | Oceanside, or on base | Main gate is in Oceanside | Pendleton guide |
| Naval Medical Center (Balboa) | North Park, Hillcrest, South Park | Neighborhoods border Balboa Park | On-base vs off-base housing |
Neighborhood picks: VeteranPCS 2026 PCS guide, Arrive Realty (May 2026) and base guides. Distances: Rome2Rio driving routes, checked October 5, 2026.
Coastal or inland: the real trade-off
Coastal vs inland, in general
| Coastal (Coronado, Point Loma, OB, IB) | Inland (National City, La Mesa, Spring Valley, Santee) | |
|---|---|---|
| 2BR fair market rent, FY2027 | About $2,590 (IB) to $4,230 (Coronado) | About $2,220 (National City) to $2,840 (La Mesa) |
| Schools | Coronado Unified covers Coronado; San Diego Unified covers Point Loma and OB | Several smaller districts; check the K-6 or K-8 district and the high school district separately |
| Commute | Short if you work on the same side of the bay; Coronado is one bridge from everything else | Freeway driving, with the Blue Line trolley as a backup from National City and Chula Vista |
| Weather | Cooler, more marine layer | Warmer and sunnier, hotter in summer |
HUD's Fair Market Rent (FMR) is set at roughly the 40th percentile of local rents, so many listings will be higher. It is still the cleanest way to compare ZIP codes. The FY2027 numbers took effect October 1, 2026, and many South Bay ZIPs dropped from FY2026: National City's 2-bedroom figure fell from $2,340 to $2,220, and Otay Ranch's 91915 fell from $4,170 to $3,810. For what your rank actually gets, see San Diego BAH rates for 2026. For why the coast is cooler, see Why it's hotter inland than at the beach.
| Area (ZIP) | 2BR FMR, FY2027 | Nearest major base |
|---|---|---|
| National City (91950) | $2,220 | Naval Base San Diego |
| Spring Valley (91977) | $2,420 | Naval Base San Diego |
| Western Chula Vista (91910) | $2,590 | Naval Base San Diego |
| Imperial Beach (91932) | $2,590 | NAB Coronado |
| Santee (92071) | $2,750 | MCAS Miramar |
| La Mesa (91942) | $2,840 | Naval Base San Diego |
| Point Loma (92106) | $2,930 | Naval Base Point Loma, MCRD |
| Oceanside (92057) | $3,020 | Camp Pendleton |
| Ocean Beach (92107) | $3,170 | Naval Base Point Loma |
| Mira Mesa (92126) | $3,480 | MCAS Miramar |
| Otay Ranch (91915) | $3,810 | Naval Base San Diego |
| Downtown (92101) | $4,090 | Naval Base San Diego |
| Coronado (92118) | $4,230 | NAS North Island, NAB Coronado |
HUD FY2027 Small Area Fair Market Rents, effective October 1, 2026, via FairMarketRentMap.com, checked October 5, 2026.
Navy: 32nd Street, North Island, Point Loma
Naval Base San Diego (3455 Senn Rd) is the 32nd Street base on the bay, with the 24/7 main gate (Gate 6) at 32nd St and Harbor Dr. National City is about 2 miles away and western Chula Vista about 5. The Blue Line trolley stops at Pacific Fleet station at 32nd St, which helps South Bay commuters. Barrio Logan is closest of all but sits in the county's Portside air-quality focus area. Full breakdown in Living near Naval Base San Diego.
NAS North Island (main gate at 300 Alameda Blvd) and Naval Amphibious Base Coronado (3632 Tulagi Rd, Tarawa Rd gate) are both on Coronado. Living in Coronado means a short drive and Coronado Unified schools, at the county's highest rents. Imperial Beach is the budget option down the Silver Strand, about 10 miles from North Island. See Living near NAS North Island.
Naval Base Point Loma (front gate 140 Sylvester Rd) sits at the tip of the peninsula. Point Loma and Ocean Beach are the natural picks; both are in San Diego Unified. Departures from San Diego International Airport fly over parts of Point Loma. See Living near Naval Base Point Loma.
Marine Corps: Miramar, MCRD, Camp Pendleton
MCAS Miramar's main gate is on Miramar Way off I-15 and is open 24/7, with the visitor center at the gate. Mira Mesa is about 3 miles away and Scripps Ranch about 4. Santee, about 16 miles out, is cheaper. VeteranPCS calls Poway Unified a top choice for Miramar families. See Living near MCAS Miramar.
MCRD San Diego (1600 Henderson Ave) is next to the airport and Point Loma; visitors without a military ID enter at Gate 5 off Washington St. Families coming for boot camp graduation should read the MCRD graduation guide.
Camp Pendleton's main gate is at 20250 Vandegrift Blvd on the Oceanside border, with other gates at Las Pulgas, San Onofre, Cristianitos and Fallbrook. The base covers about 125,000 acres, so your unit's location matters more than the main gate. Military OneSource says about 27% of family members live on base. See Living near Camp Pendleton.
Navy Medicine: Balboa
Naval Medical Center San Diego (34800 Bob Wilson Dr) is inside Balboa Park. North Park, Hillcrest and South Park border the park, so a short commute is possible without a freeway. North Park, Hillcrest and South Park have their own pages.
Before you sign a lease, read The military clause in a California lease and work through the PCS to San Diego checklist. If you're weighing a car-light life near the trolley, Do I need a car in San Diego? is worth five minutes.
KEEP READING
SOURCES
Everything above traces back to one of these. Follow them — if one has changed and we haven't, that's our mistake, not yours.
Military OneSource (DoD) · Checked October 5, 2026
NASNI and NAB addresses, gate locations
Marine Corps Air Station Miramar · Checked October 5, 2026
Main Gate on Miramar Way off I-15, 24/7, visitor center
Military OneSource (DoD) · Checked October 5, 2026
Gates, 125,000 acres, 27% of family members on base
- PrimaryContact Us
Naval Medical Center San Diego · Checked October 5, 2026
34800 Bob Wilson Drive address
Liberty Military Housing · Checked October 5, 2026
On-base family housing communities and rank eligibility
FairMarketRentMap.com, from HUD · Checked October 5, 2026
2-bedroom HUD Small Area FMRs, FY2027, effective October 1, 2026
VeteranPCS · 2026
Neighborhoods commonly chosen per base, school districts
Rome2Rio · Checked October 5, 2026
Driving distances used for 'about N miles'