Can I rent out my San Diego home on Airbnb?

5 min read Checked September 29, 2026

Only with a City of San Diego Short-Term Residential Occupancy (STRO) license: part-time (20 days a year or less) and home-sharing licenses are available, but whole-home licenses are capped — about 800 remained citywide on the City's last count, and Mission Beach's cap is full.

Whole-home cap
1% of housing units
Mission Beach cap
30% — full
Tier 3–4 license fee
$1,129 / 2 years
Minimum stay (Tiers 3–4)
2 nights

The short version

  • The City requires a STRO license for rentals of less than a month; operating without one has been a violation since May 1, 2023.
  • Four tiers: Tier 1 part-time (≤20 days/year), Tier 2 home-sharing (host lives there 275+ days), Tier 3 whole-home citywide, Tier 4 whole-home in Mission Beach.
  • Tier 3 is capped at 1% of the City's housing units (4,854 issued, 807 remaining per the City's page); Tier 4 is capped at 30% of Mission Beach units and shows 0 remaining.
  • License fees: $193 (Tier 1), $284 (Tier 2), $1,129 (Tiers 3–4), plus application fees of $33–$41; licenses last two years.
  • Whole-home licenses require a two-night minimum stay and at least 90 days of use a year, and you must register for Transient Occupancy Tax first.

If you're buying in San Diego with the idea of covering the mortgage with vacation rentals, check this before you make an offer. The City of San Diego licenses every short-term rental, and the licenses that matter to investors — whole-home rentals — are capped. Other cities in the county (Oceanside, Encinitas, Coronado and so on) have their own, different rules.

The four STRO license tiers

Tier 1 · Part-timeWhat it allows: Whole home, 20 days a year or less in total · Cap / fee: No cap · $193Tier 2 · Home sharingWhat it allows: Rooms, while you live there 275+ days a year · Cap / fee: No cap · $284Tier 3 · Whole homeWhat it allows: More than 20 days a year, host not present (outside Mission Beach) · Cap /fee: 1% of city housing units · $1,129Tier 4 · Mission Beach whole homeWhat it allows: Same as Tier 3, in the Mission Beach planning area · Cap / fee: 30% ofMission Beach units · $1,129

City of San Diego Office of the City Treasurer, Short-Term Residential Occupancy. Counts as posted on the City's STRO page.

4,854

Tier 3 licenses issued

807

Tier 3 licenses remaining

0

Tier 4 (Mission Beach) remaining — 1,099 issued

What whole-home hosts must do

  • Register for the City's Transient Occupancy Tax before applying — guests pay hotel tax on short-term stays.
  • Enforce a two-night minimum stay.
  • Use the license at least 90 days each year, or risk losing it.
  • Renew every two years; licenses expire two years from issuance.
  • Display the license number in listings. Neighbors can report problems through Get It Done.

Your realistic options as an owner

Occasional hostLive-in hostInvestor
LicenseTier 1Tier 2Tier 3 or 4
UseRent the whole place during Comic-Con or while you travel — 20 days a year maxRent a room or ADU while you live on siteFull-time vacation rental
AvailabilityUncappedUncappedCapped; Mission Beach full
Verdict—The most accessible year-round option—
  1. 01

    Check the address

    The City's Active STRO License Map shows every licensed property.

  2. 02

    Confirm which city you're in

    A San Diego mailing address isn't always City of San Diego jurisdiction.

  3. 03

    Register for TOT, then apply

    Through the City Treasurer's online portal.

  4. 04

    Consider month-plus rentals

    Stays of a month or longer fall outside the short-term rules — a common route for traveling nurses and relocating families. Confirm the current definition with the City before relying on it.

KEEP READING

SOURCES

Everything above traces back to one of these. Follow them — if one has changed and we haven't, that's our mistake, not yours.