What do 2-bedroom condos and live/work lofts cost in San Diego?
Downtown condos had a median near $755,000–$795,000 in 2026, East Village closer to $605,000 in 2025. Two-bedrooms in many neighborhoods list from the $500,000s. HOA dues of $500 to $800 a month are common downtown.
- Downtown median
- ~$755K–$795K
- East Village median
- $605K
- Attached, county
- −4.4%
- Downtown HOA
- $500–$800+
Spring 2026
2025 sales
Jan 2026 vs Jan 2025
Per month
The short version
- Downtown (92101) condo median was roughly $755,000 to $795,000 in spring 2026, about $695 per square foot.
- East Village's 169 condo sales in 2025 had a median of $605,000; downtown overall was $732,050.
- Countywide, attached homes fell about 4.4% year over year in January 2026 while detached homes rose about 2%.
- Downtown HOA dues commonly run $500 to $800+ a month, which counts against what you can borrow.
- Loft buildings cluster in East Village; true live/work units allow small businesses, so confirm permitted uses before buying.
Condos and townhomes are the main way most first-time buyers get into San Diego ownership: the county's median detached house topped $1 million in early 2026. In 2026 the condo market was the softer side of the market, which gives buyers more room to negotiate.
Condo prices by area
| Typical price | Notes | |
|---|---|---|
| Downtown (92101) | Median ~$755K–$795K (2026) | ~$695/sq ft; luxury towers well over $1M |
| East Village | Median $605K (2025) | 169 sales; range $290K to $3.45M |
| Downtown overall | Median $732K (2025) | Up slightly from $724,900 in 2024 |
| Rancho Bernardo 55+ (Oaks North) | 2-bed condos listed ~$520K–$800K | Age-restricted; see our 55+ guide |
Typical price
- Downtown (92101)
- Median ~$755K–$795K (2026)
- East Village
- Median $605K (2025)
- Downtown overall
- Median $732K (2025)
- Rancho Bernardo 55+ (Oaks North)
- 2-bed condos listed ~$520K–$800K
Notes
- Downtown (92101)
- ~$695/sq ft; luxury towers well over $1M
- East Village
- 169 sales; range $290K to $3.45M
- Downtown overall
- Up slightly from $724,900 in 2024
- Rancho Bernardo 55+ (Oaks North)
- Age-restricted; see our 55+ guide
Downtown San Diego median condo price
SV Premier downtown MLS reports (2022–2025); Redfin downtown neighborhood read via The Neuman Team (spring 2026).
What about live/work lofts?
"Loft" is often a marketing word for an open floor plan with high ceilings, common in East Village buildings like the 103-unit Lofts at 777 Sixth (built 2005). A true live/work unit is zoned so you can run a small business, such as a studio or office, where you live. Check the building's CC&Rs and the city's zoning for what's allowed, plus whether lenders treat it as residential for financing.
Buying a condo smartly
- 01
Check warrantability
Some buildings don't qualify for conventional or FHA loans because of litigation, low owner-occupancy or thin reserves.
- 02
Read the rental rules
Many HOAs cap rentals or ban short-term rentals; see Airbnb rules in San Diego.
- 03
Price the extras
Parking spaces and storage may be deeded separately; Mello-Roos applies in some newer areas (what is Mello-Roos?).
- 04
Budget closing costs
See buyer closing costs in San Diego and how long escrow takes.
Is this still right?
We last checked this tip against its sources on November 8, 2026, and we re-research every tip on a schedule. Things in San Diego change, sometimes overnight.
Prices, fees, hours and rules change, often at the start of a year or season. Confirm with the official source linked below before you rely on a number.
This is general information, not legal, financial, tax, medical or safety advice.
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SOURCES
Everything above traces back to one of these. Follow them — if one has changed and we haven't, that's our mistake, not yours.
The Neuman Team (Redfin and Zillow data) · Spring 2026
92101 median ~$795K; Redfin downtown ~$755K, ~$695/sq ft
SV Premier Real Estate · 2025
169 sales; median $605,000; range to $3.45M
SV Premier Real Estate
Median by year: 2022 $699,450; 2023 $731,500; 2024 $724,900; 2025 $732,050
San Diego Fast Cash Home Buyer (GSDAR data) · 2026
Attached −4.4%, detached +2.0% (Jan 2026); HOA $500–$800+
SV Premier Real Estate
777 Lofts: 2005, 103 residences
55places
Oaks North 2-bed condo listings